Archive for February 21, 2008

What’s Wrong With A Payday Loan Anyway?

February 21, 2008   Filed Under: General   288 words

Cash Advance is a word that many people steer clear of. Especially when it comes to payday loans. Some people would rather take out a cash advance on their credit card…and that’s ridiculous. I know because I did a cash advance on my credit card a few months ago (I really needed the money), and I’m living to regret it now. As much as I try to pay it off, that thing keeps biting me in the booty.

There are simple things to keep in mind when getting a payday loan: 1) borrow what you really need, and 2) make a plan to pay back your debt. A payday loan is exactly that…a loan that you should plan on paying back with your next paycheck. If you have a plan to pay back your debt and know exactly how much you need to borrow, your loan consultant can help you figure out what fees you will have to pay and how much interest (if any) will accrue. There are deadlines to pay back your payday loan and you need to adhere to them. If you’re really in a bind, you can have an extension for a fee. Keep that in mind.

That being said, the bad rap that payday loans get are really from people who are irresponsible with money. You know what kind of people I’m talking about–the ones that blame the credit card company for the late fee when they payed the bill late. As long as you do your research and know what you’re getting into, you shouldn’t have a problem handling your cash advance responsibly and paying it back in an acceptable amount of time.

Just Got My Hair Relaxed

February 21, 2008   Filed Under: Babysitting, Hair, Holiday, Sweet Thang   261 words

…And It Feels SO Good!

Wow. It’s as if washing my hair didn’t really do a thing! It was beautiful, of course, but I had to use the help of a flat iron to do that. This time I just brought on the pH factor, which really did wonders. Maybe this time I’ll stick to an actual schedule of relaxing my hair every two months. I doubt it…it has been about three months (or maybe even more?) since I last got my hair relaxed. I’m a very lazy girl.

Anyways, my mommy did the whole process for me. She applied the relaxer, shampoo, conditioner, and even oiled my scalp and blow-dried my hair. I ♥love her!

And guess what? I’ve been thinking…and I’m thinking I’ll have time to make a new layout this weekend! I have to confirm everything first before I get everyone’s hopes up (well, really just my own), but I think next week is mid-term week, which means that I only have class on Monday, and one test on Wednesday. After that I should have the rest of the week, plus the next week (SPRING BREAK!!!) off. This weekend I do have to do plenty of studying for the Chemistry test, but once I feel adept I should be ready to make a layout. If not over the weekend, then definitely during the weekday mornings (I begin the two weeks of babysitting every evening Tuesday). I’m so gonna make this one worth the wait (I hope, LOL)!

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