Archive for March 31, 2008

March 2008 Blog Earnings

March 31, 2008   Filed Under: Finances   278 words

Here are the screen caps for March! I received $60 more than last month, but in all I’ve actually made less this month. Blogsvertise pays a month later, that’s the main thing. Things slowed down a bit at Smorty and Blogsvertise, too. I don’t invest much time at Sponsored Reviews since you have to bid for opportunities, but I do receive a task here and there.

Just like last time, the first screen cap is a donut chart of the earning distribution, and the second is a PayPal screen cap. The PayPal screen cap is of my withdrawals this time because Blogsvertise makes each payment separately so there were two pages of received payments.

     
Total = $426.31

What I have gathered so far is that paid blogging is not a reliable way to make money. If you are not careful, you will lose your PR and then your earnings will pretty much be halted. Then you will have to strategize in order to make money using affiliate programs, CTR and the like. It is easy and quick way to see earnings, though, since none of them (that I am a part of, anyway) have a minimum amount that you must earn before getting your money.

What’s With All The 0% APR Balance Transfer Offers?

March 31, 2008   Filed Under: General   261 words

We have pretty much all seen offers for 0% APR balance transfers. Those who are smart have taken advantage of these offers and played the transferring balance game, in which they transfer balances from a high APR credit card to the 0% APR card. They then have 6-12 months to pay off the new card interest-free. It has been a great way to reduce debt, or even to borrow money interest-free.

Many credit card companies are reducing the amount of solicitations they mail out, so offers for no fee balance transfers are being reduced as well. Such offers may soon become a thing of the past. One of the main reasons is actually the transfer balance game. Credit card companies use this as a way to gain new customers and hopefully make money off of them in the future, but many people are paying off the cards by the end of the offer period. Some are even moving the balance to yet a new 0% APR card.

The credit card companies are losing money in this way and may there may soon be 0 balance transfers available. Even if they are not eliminated completely, new rates of 4%+ for balance transfers with a transaction fee of 3%+. If you have plenty of credit card debt and you are in good payment standing, you may want to take advantage of such an offer as quickly as possible…before it is too late.

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