Archive for Aspirations

The Last Thing I Need

July 5, 2008   Filed Under: Aspirations, College, Life   312 words

I thought that I would have until the end of this year to pay off my past due tuition bill from 2007-2008, but alas, I just got a letter in the mail saying that it’s going into collections if not paid in full by 07/17/2008. I guess it’s going to go there, then. That means no house for a good 7 years after I get to pay it off, because collections stay on record for quite a while. I guess I could live with that, but of course that means another rearrangement of plans–which I hate. Why does everything I plan turn out otherwise? I guess it is time to stop making plans and setting goals. o.O

I was planning to apply for a loan in December, since I estimated that by then my credit score will be over 700 and I’d have a fairly good chance of getting one, but I don’t know anymore. If it’s already going in collections, why not leave it until I can get a settlement and pay 50% or less of what I actually owe? My brother used to work in collections so I know that after a while they’ll do anything to get their money.

If I apply for a loan now, I’d say there’s several reasons why I wouldn’t get it. My credit card balances are too high (though thankfully none are maxed out and I’ve never been late on a payment!) and my income is too low–and I’m not sure it’s even provable since I haven’t really been keeping track. Tax time is going to be a bitch since I plan on reporting my babysitting income and will have to go through all my deposits to figure out how much I made. Maybe I’ll just forget it altogether. It’s so hard to think of the future when I’m so stressed out about the “here and now.”

Oh No…Not Again!

June 14, 2008   Filed Under: Aspirations, College, Life, Pet Peeves   349 words

I am in that phase again where I dwell on life instead of focusing on tasks that I should be completing right now. I have a Chemistry test on Monday that I’m probably not even 1/3 prepared for yet I am thinking about life. Funny thing is I keep thinking about the same things over and over again. I figured if I blogged about it I may be able to get back to studying since it will really be out of my head and into a new medium.

Basically, I’m trying to figure out what to do with my life. I don’t have the money to take the classes that I want to this fall so I may never be done with school. I’ve been thinking really hard about getting a loan, but I don’t want to apply until my credit score is over 700. I only have 42 more points to go, but it’s kind of hard since I don’t have the money to pay off my credit cards in the first place. It’s a depressing cycle because if I work more than PT I don’t do well in school, and if I don’t work more than PT I can’t really afford to go to school.

Since deciding that I’ll just apply to medical school after I have my 90 credits (you can read about that here), I’ve realized that there’s so much more I need to do in order to get in if I don’t plan to have my Bachelor’s first. So, I’ve decided that after next Friday (when Chem class ends) I’m going to begin volunteering at a hospital or nursing home. I’m also going to become friends with this surgeon that I know through a friend so that he can write me a recommendation letter.

I’m also going to write down my time line of classes to take before taking the MCAT, which is more for my reference than to bore you.
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Lazy Lazy Lazy

May 11, 2008   Filed Under: Aspirations, College, Life   168 words

I have never met a person lazier than myself. Well, actually I am lying. Anyways, I’ve spent the past few days losing sleep and food because of Chrono Trigger…a game that I have played before. LOL. I played it about 2 1/2 years ago, I think…and I loved it so much that I had to play it again. And probably will again in the future. Well, I can say that the second time around it is much easier and loads more fun. Like now I know that I’m supposed to keep battling the guys that give plenty of tech points so that I can get all the single, double, and triple techs. And I know how the flipping stones work now too. And BTW I think it is ridiculous that you have to use the stone EVERY time you want to use stone-related techniques.

Now about the whole school situation…
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